Let Your Property Help You
Pursue Your Dreams
Our LAP loans are available to both Self-Employed as well as Salaried borrowers for a wide range of needs including business requirements, funding marriage, higher education, health treatment, property purchase, construction or renovation, repayment of previous loans or a mix of these. With attractive…offer loans against all types of properties.
Eligibility Criteria for Loan Against Property –
- AGE: Individuals with minimum age of 21 years and maximum upto 65 years can apply.
- TENURE: Banks give loan upto a period of 15 years depending upon your age
- LTV: Banks typically give mortgage loan for a LTV of 60-70%.
- ITR: For self employed, business existence of minimum 5 years and ITR of 3 years is required
- CIBIL: Bank consider 650 and above credit score to be eligible for mortgage loan
Note: In case of low CIBIL score, you can be eligible for few banks or NBFCs with some additional conditions like higher interest rate and higher margin
Our Service Stack Includes
- Loan against property
- Project funding
- Corporate funding
- International finance
- Private equity
- Subsidy schemes